Your Medicare Advisers

Do you have Medicare questions or concerns? Do you need assistance in submitting a request for health insurance to New York State’s health exchange? We can help! As a producer and a NYS Validation Site we are always ready to help. Thank you so much for giving us the opportunity to work with you!

Call Robert or Brandon for a virtual or in-person get together

Are You turning 65 or looking to review your current Medicare coverage? Feeling a bit overwhelmed or confused? You are not alone! We work to help you understand the benefits, costs and drawbacks of any plan you may be evaluating.

+Plus we don’t advertise benefits most folks don’t qualify for since a majority of these TV benefits require people to have Medicaid on top of their Medicare eligibility and for working folks like You, this simply does not exist! You paid for these benefits your Whole Life, lets not forget this!

Ask Questions, Get Answers

What is Medicare

  • Medicare is a health insurance program for:
  • People age 65 or older.
  • People under age 65 with certain disabilities.
  • People of all ages with End-Stage Renal Disease
  • Click to get the 2022 Medicare Handbook

Medicare has different parts that help cover specific services

Medicare Part A (Hospital Insurance) – Part A helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits. Most people don’t pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working.

Medicare Part B (Medical Insurance) – Part B helps cover doctors’ services and outpatient care. It also covers some other medical services that Part A doesn’t cover, such as some of the services of physical and occupational therapists, and some home health care. Part B helps pay for these covered services and supplies when they are medically necessary. Most people pay a monthly premium for Part B.

Medicare Part D (Prescription Drug Coverage) – Medicare prescription drug coverage is available to everyone with Medicare. To get Medicare prescription drug coverage, people must join a plan approved by Medicare that offers Medicare drug coverage. Most people pay a monthly premium for Part D.

Get help

How can we help you today?

Medicare Supplement or Medicare Advantage?  What’s the right plan for you?  Do you prefer premium payments that offer fixed costs for medical services, or would you prefer to only pay for healthcare when you actually need it?  Life changes, lets find the right plan for you. Do you have EPIC? Take a look as most qualify and all of New York State helps to fund EPIC, application here.

Robert & Brandon – Your Medicare Advisers

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