Your Medicare Advisers

Feeling overwhelmed…..confused? We understand and you are not alone. If you’re turning 65 years old or looking to review your current Medicare coverage, we can help. We listen to your needs, provide you with a range of health plan options and help you understand the benefits, costs and drawbacks of each plan. +We won’t entice you with Benefits you won’t be able to qualify for since a majority of these TV benefits are related to Medicare retirees having Medicaid on top of their Medicare benefits.

We can find the right options for you give Brandon, Michael or Robert a call.

What is Medicare

  • Medicare is a health insurance program for:
  • People age 65 or older.
  • People under age 65 with certain disabilities.
  • People of all ages with End-Stage Renal Disease
  • Click to get the 2021 Medicare Handbook

Medicare has different parts that help cover specific services

Medicare Part A (Hospital Insurance) – Part A helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits. Most people don’t pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working.

Medicare Part B (Medical Insurance) – Part B helps cover doctors’ services and outpatient care. It also covers some other medical services that Part A doesn’t cover, such as some of the services of physical and occupational therapists, and some home health care. Part B helps pay for these covered services and supplies when they are medically necessary. Most people pay a monthly premium for Part B.

Medicare Part D (Prescription Drug Coverage) – Medicare prescription drug coverage is available to everyone with Medicare. To get Medicare prescription drug coverage, people must join a plan approved by Medicare that offers Medicare drug coverage. Most people pay a monthly premium for Part D.

Get Help

Medicare Supplement or Medicare Advantage?  What’s the right plan for you?  Do you prefer premium payments that offer fixed costs for medical services, or would you prefer to only pay for healthcare when you actually need it?  Life changes, call today and lets discuss the right plan for you. Do you have EPIC? Take a look most qualify and all tax payers help fund EPIC.

Contact Us

Robert, Brandon & Michael, how can we help you today?